Rent and Service Charges
We understand that rising costs are causing a lot of worry and having your rent increased may be adding to that. We want to reassure you that our decision to increase rents is based on us sustaining an income so that we are able to repair and maintain homes to ensure that they are safe and of a good quality, continue to provide vital services and support for tenants and also continue to improve the energy efficiency of homes to reduce bills and work towards zero-carbon targets.
The rent you pay goes directly back into these services and initiatives and whilst we try to keep rents as affordable as possible, we have to balance this with the rising costs of repairing and maintaining homes and the cost of providing other essential goods and services.
The 2026/27 rent increase has been calculated in line with government policy, following an inflation linked Government formula that makes sure rent levels are capped and remain at an affordable level.
Like all social housing providers, we follow the Government’s guidelines on rent setting. We work it out by taking the previous September’s Consumer Price Index (CPI) rate, which was 3.8% this year and add 1% to it. This means we’ll be increasing your rent by 4.8% from April 2026.
Stockport Council rents remain one of the lowest in Greater Manchester (GM). Out of a sample of 106 housing providers across different GM Boroughs, Stockport Council had the 8th lowest rents.
We understand that many people are feeling the pressure as everyday costs continue to rise, while incomes don’t always increase at the same pace. Things are difficult and you’re not alone.
We’re committed to supporting any customers who are struggling, whether that be due to a one off unexpected expense, a change in circumstances such as reduced hours, illness or loss of an income, or simply the impact of rising household bills. Our free, dedicated specialist Money Advice Service is here to help you make sure your household income is maximised and relieve some of the financial pressure you may be facing.
Any support you receive towards your housing costs will increase in line with any increases to cover some of these additional costs. There is also a wide range of local support available such as help with food, energy, council tax and other essential costs. You can find further information on the council’s website here https://www.stockport.gov.uk/topic/cost-of-living-support
Your tenancy agreement gives more information about your Service Charges and what you are being charged for. Service charges are set to cover the actual cost of delivering the services provided, and we publish detailed information on our website explaining what each service charge includes so you can see exactly what you’re paying for. shg-service-charge-faqs.pdf
If you have a query about any of these services, you can speak to your Housing Officer. Alternatively, you can call the rents team on 0161 217 6016 option 3 and they can take the details and pass the query on to the Housing team on your behalf.
Service charges are set to cover the actual cost of delivering the services provided, and we publish detailed information on our website explaining what each service charge includes so you can see exactly what you’re paying for. shg-service-charge-faqs.pdf
If you’re unhappy with the charge or feel something isn’t right, please speak to your Housing Officer in the first instance. They can look into this with you and, if needed, escalate your concerns to the team responsible for reviewing and managing the service.
We aim to deliver goodquality, reliable services and your feedback is important to us. It helps us improve what we do and ensures we’re providing value for money for all customers.
You don’t need to do anything! You will receive another letter in the next couple of weeks which tells you what your housing benefit entitlement will be from April 2026.
No, you don’t need to do anything if you pay by Direct Debit. Your new payments from April will be calculated automatically and you will receive a further letter before the end of March telling you what your payments will be.
Yes, you will need to update Universal Credit with your new Housing Costs information. You will need to keep checking your online claim on or after 6th April 2026 as you will be set a ‘to-do’ by the DWP to update the ‘Where you Live and What it Costs’ section of your claim.
We will be sending some information out about your new charges to help you with this task around the time you will be asked to update your claim. Please make sure we have your correct email address so that we can get this information to you. If you need to update your claim before you receive anything from us, you can contact us Monday to Friday 8.30am until 5.00pm on 0161 217 6016 option 3.
First, check your Universal Credit journal to make sure that Universal Credit have received and accepted your updated housing cost information.
If Universal Credit have confirmed the change, the reason your payment has not increased may be due to transitional protection.
When you moved to Universal Credit, you may have been awarded transitional protection, which is an extra amount included to ensure your income did not reduce at the point you moved across. When your entitlement increases (for example, due to higher housing costs), this increase is offset by a reduction in your transitional protection.
This means that although your maximum Universal Credit entitlement increases, the amount you receive stays the same until the transitional protection has reduced to zero.
Home Ownership Charges
Following a review across our developments, we found that current sinking fund contribution levels in some areas will not meet future maintenance costs, leading to a projected shortfall and unplanned customer expenditure. To prevent this and reduce further deficit growth, an interim increase will be applied to your sinking fund contribution for the 2026/27 financial year.
Under the terms of your lease, we are required to formally notify you when your ground rent becomes due.
Your ground rent is an annual charge, payable in accordance with your lease, and the notice you have received confirms that the ground rent is due on 1 April 2026. We are legally required to serve this notice to confirm the amount due and the payment date.
Please note that nonpayment of ground rent places you in breach of your lease, so it is important that payment is made as per the notice.
Any other charges, such as service charges or additional rent, are not included in this notice. These will be communicated to you separately if applicable.
For rents in Shared Ownership properties the increase calculation differs from other tenure types. The 2026/27 rent increase has been calculated in line with the permitted increase, which is Retail Price Index (RPI) plus 0.5%, which is stipulated in the terms of the lease.
The RPI from September 2025 was 4.5% therefore rents have been increased by 5% in line with the terms of the lease.
Carecall Charges
There is no specific benefit that you can claim to cover your Carecall charges. However, our Money Advice team will be able to consider whether you are entitled to any benefits that you are not already in receipt of. If this would be useful you can self-refer by contacting: 0161 217 6016 (option 3 followed by option 4) or emailing [email protected].
We recognise that Carecall prices are increasing, and it can be hard to manage this. However, our Carecall prices are very competitively priced when compared with other providers of similar services and we want to ensure that you can live independently with peace of mind.
If the increase has left the service unaffordable for you, you may not be in receipt of all the income that you are entitled to. If you want to take advice from our specialist Money Advice team who will be able to confirm if you are eligible to claim additional income, you can do this before making the decision to cancel the Carecall service by contacting Money Advice: 0161 217 6016 (option 3 followed by option 4) or emailing [email protected].
If you are sure that you want to cancel your Carecall service, you will need to speak to the Carecall team directly.
Insurance Charges
Your insurance account can be paid by telephone, online or by Standing Order. You cannot pay by direct debit.
The link to make online payment is : Pay tenants home contents insurance - Stockport Council You will need your 5 digit insurance policy reference.
To pay by telephone please call 0161 217 6016 (option 3) and you will need your 5 digit insurance policy number and your debit or credit card details to hand.
To pay by Standing Order please contact you bank to make regular payments to:
Sort Code: 20 05 25
Account number: 10840181
Account Name: Stockport Metropolitan Borough Council
You MUST quote your 5 digit insurance policy number as a reference with every payment made. Without this your payment will not reach your account and your insurance policy will fall into arrears which could affect your insurance cover.
We understand that it can be difficult to manage increasing payments. The insurance premiums are very competitive and give you peace of mind in the event that you need to make a claim. Unfortunately, we do not have any flexibility to make the charges cheaper. If you are unsure about cancelling your policy you can look for other quotes before cancelling your current insurance policy. After that, if you still want to cancel your insurance policy we can do that on the same date of your request without advance notice.
If you are sure that you want to cancel your home contents insurance today, please contact Customer Finance on 0161 217 6016 (option 6).